This is the way it should be.

Families shouldn't be stressed about healthcare but unfortunately that isn't the case.

67% of bankruptcies in the U.S. are because of medical bills.

Between 2018 - 2020, hospitals in Texas sued patients for almost $18,000,000 in bills.

Frankly stated, government approved health insurance plans aren't working.

Big insurance controls the plans and relies on price negotiation instead of advocating for their policy holders to contol cost. On the flip side, care providers rely on increasing cost to absorb the discounts negotiated by big insurance.

 

Leaving you in the middle.

You need an ally that is your advocate and partner.  

Learn More in a FREE Insurance Guide
It is my sincere hope that this guide helps you uncover the best plans for your need.

My Name is Steve Stump and I understand the economics driving the dynamics in our health insurance and health care industry. Unfortunately the U.S. healthcare industry is too big to fail and we know how the government will come to the aid of an industry too big to fail.

In 2010, the first part of the affordable care act was passed and it has grown to protect big insurance. 

Health insurance companies are no different than your car insurance company. Car insurance companies must insure good drivers with bad drivers to recover from their claim losses.

Steve Stump, Principal Agent

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After the affordable care act was mandated, 92% of the U.S. population was covered with costly high deductible plans that required copayment, coinsurance and large out-of-pocket maximums. Unfortunately these plans have become the standards. 

▶️Watch my video that explains how the industry works and what alternatives you have.

I've partnered with innovative insurance that are disrupting the industry with plans that save you

40-50% on premiums without copays, coinsurance and high deductibles. 

They can do this because like the car insurance analogy, they don't insure the bad drivers. 5% of the U.S. population is chronically ill and accounts for 50% of healthcare spending. By not insuring the chronically ill, the insurance company I work with is able to provide better insurance at a lower cost.

My Name is Steve Stump and I understand the economics driving the dynamics in our health insurance and health care industry. Unfortunately the U.S. healthcare industry is too big to fail and we know how the government will come to the aid of an industry too big to fail.

In 2010, the first part of the affordable care act was passed and it has grown to protect big insurance. 

Health insurance companies are no different than your car insurance company. Car insurance companies must insure good drivers with bad drivers to recover from their claim losses.

Steve Stump, Principal Agent

 CPA, MBA

clipart2578738.png

After the affordable care act was mandated, 92% of the U.S. population was covered with costly high deductible plans that required copayment, coinsurance and large out-of-pocket maximums. Unfortunately these plans have become the standards. 

▶️Watch my video that explains how the industry works and what alternatives you have.

I've partnered with innovative insurance companies that are disrupting the industry with plans that save you 40-50% on premiums without copays, coinsurance and high deductibles. 

They can do this because like the car insurance analogy, they don't insure the bad drivers. 5% of the U.S. population is chronically ill and accounts for 50% of healthcare spending. By not insuring the chronically ill, the insurance companies I work with are able to provide better insurance at a lower cost.

With big insurance, you are left to navigate the industry by yourself while contributing to its immense profitability.

As the insured you are in the middle of big insurance that uses its leverage to negotiate disounts with providers

while the providers hike up prices to offset the discount and there is no price tranparency to explain

it to you.

This has resulted in the biggest insurance companies averaging over $100,000,000,000 in earnings while their CEO's average $15,000,000 in salaries.

Learn More in a FREE Insurance Guide that Provide 10 Questions to Help Uncover the Best Plan for You.

Hospitals are taking advantage of the system with predatory pricing practices and using our court systems to sue patients who can't pay their extreme bills.

43% of non-profit and 33% of for-profit hopsitals sue for wage garneshment.

Your health insurance company should protect your health and income and be your partner in the rigged system.

Had enough?
Get access to my FREE insurance guide that arms you with the tough question you should ask about health insurance.

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